Did you know you can apply the same habits for dieting to saving money? It's about changing the bad habits into good habits. It takes time, discipline and focus. You have to decide it's time and commit.
Get it down in plain sight
Write down your short term and long term goals and post them where you'll face them every day. For extra incentive, clip pictures of your goal item(s) along with it. For my husband and I, we wanted to pay off some small credit card debt and then put those minimum payments in the bank.